Terms & Conditions

Effective Date: 2nd of September 2025

By accessing or using M.T Study Hub, you agree to comply with these Terms & Conditions. If you do not agree, please do not use our website.

1. Use of Website

The content provided on this website is for educational purposes only.

You may access, view, and download digital products for personal, non-commercial use only.

You agree not to redistribute, resell, or share any digital products without prior written permission from M.T Study Hub.

2. Accounts and Registration

Certain sections of our website may require registration or account creation.

You are responsible for maintaining the confidentiality of your account information, including your username and password.

You are responsible for all activities conducted under your account.

3. Digital Products

Our products include eBooks, past questions, courses, and online classes.

All digital products are delivered electronically and can be accessed after purchase.

Once a product is fully accessed or downloaded, it cannot be refunded, except in cases of technical issues preventing access.

4. Payments

All payments for digital products are final after purchase.

We accept payments through the methods displayed on our website.

You are responsible for ensuring your payment information is accurate and up to date.

5. Refunds & Returns

Our Refund Policy governs eligibility and procedures for refunds.

By purchasing digital products, you acknowledge that some products may not be refundable once accessed.

6. Intellectual Property

All content, logos, graphics, and materials on this website are the property of M.T Study Hub or its licensors.

You may not copy, modify, reproduce, distribute, or create derivative works without written permission.

7. Prohibited Activities

By using this website, you agree not to:

Use the website for any illegal or unauthorized purpose.

Attempt to hack, interfere, or disrupt the website or its servers.

Use automated tools to access or scrape content without permission.

8. Limitation of Liability

M.T Study Hub is not liable for any direct, indirect, or consequential damages arising from the use of this website or digital products.

We make every effort to ensure the accuracy of content but do not guarantee error-free or uninterrupted access.

9. Changes to Terms

We may update these Terms & Conditions at any time.

Updated terms will be posted on this page, and your continued use of the website constitutes acceptance of the changes.

10. Governing Law

These Terms & Conditions are governed by the laws of Delta State, Nigeria.

Any disputes arising will be subject to the exclusive jurisdiction of the courts in Delta State, Nigeria.

11. Contact Us

If you have questions about these Terms & Conditions, email us at: info.mtstudyhub@gmail.com.

Stay Updated Always!